Capital One Platinum Secured Credit Card

Capital One is an Experian Partner

Capital One Platinum Secured Credit Card logo.

Capital One Platinum Secured Credit Card

Rated 4.7 out of 5 stars, 496 reviews

Recommended FICO® ScoreΘ

Poor, Rebuilding

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

29.99% (Variable)

Ongoing Balance Transfer APR:

29.99% (Variable)

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
  • Available to applicants who are rebuilding their credit

  • No annual fee

  • Considered for a higher credit rate within as little as 6 months

  • Refundable security deposit required

  • Low initial line of credit

  • High APR

See all Capital One‘s offers

Review Snapshot

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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