Explore Experian’s Data Contribution Program

Small businesses help all businesses. Their success is beneficial to yours!

As a commercial data contributor to BIS, you help your customers establish and grow their business credit. This improved credit visibility means greater access to more favorable business loans & lines of credit, lower rates for insurance, longer terms from vendors and suppliers, qualification for government & corporate contracts, and raising money from investors.

Large companies depend on small businesses as customers, subcontractors, and vendors. As small businesses gain access to the financing they need to succeed, they can increase their relationships with the companies they work with.

Contributing your customers’ payment behaviors provides overall account visibility to small business owners. This transparency provides them a better understanding of how creditors and lenders view their credit performance and the ability to improve their credit stewardship.

Increase the likelihood of on-time payments and reduce slow-pay or no-pay accounts by adding your data through Experian’s Commercial Data Contribution Program. Companies know that they can make a positive impact to their credit and scores by paying on-time to those companies that contribute.

When you and other businesses contribute customer payment behavior, it provides a more complete view of their credit performance. It means more experiences with the customer will be included to provide a more objective and accurate picture of the customer’s risk. And, by contributing to Experian, it makes your account eligible for access to additional products and services only made available to Experian data contributors. It’s a win-win!