Best checking accounts

A checking account is a great way to manage your finances efficiently and keep your money safe. Compare multiple options to find the best fit for you.

Best offers from our partner
Consider a digital checking account from Experian
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Experian Smart Money™ Digital Checking Account & Debit Card

BONUS

$50 with qualifying direct deposits‡

MONTHLY FEE

$0

MIN OPENING DEPOSIT

$0

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FDIC Insured
Product Disclosure
FDIC Insured

ADDITIONAL FEATURES

  • Build credit by paying bills like utilities, streaming services and rentØ
  • $50 bonus with direct deposit‡
  • No monthly fees, no minimums
  • Secure & FDIC insured up to $250,000§
  • Zero liability for fraudulent purchasesʫ
  • 55,000+ no-fee ATMs worldwide**
  • Deposit cash at popular retailers#
  • Live customer support 7 days a week

Banking services provided by Community Federal Savings Bank, Member FDIC. Experian is not a bank.

  • Monthly fee

    A monthly maintenance fee is a charge you may have to pay each month you have an active checking account. Not every financial institution charges these fees—and the ones that do may not apply the charges to every type of account.

  • Minimum deposit

    A minimum deposit is the amount of money you must contribute to an account to activate it. Minimum deposit amounts can vary by financial institution and account type, and many banks don't require a minimum deposit at all.

  • Annual percentage yield (APY)

    APY represents how much interest you will earn over the course of a year on your deposited funds. The higher the APY, the more your money will grow over time. Checking accounts typically do not have APYs, but there are some banks that allow you to earn interest on the money you keep in your account.

  • Minimum balance

    A minimum balance requirement is a certain amount of money your bank may require you to keep in your bank account at all times. This typically helps you avoid fees or maintain your interest rate.

  • Incentives

    Financial institutions may offer special incentives to persuade you to open an account. This might include a cash bonus for opening an account or meeting certain requirements. Your account may also come with perks, like overdraft protection and early access to your paycheck.

Experian is a globally recognized financial leader committed to helping millions of people take control of their finances through expert guidance and innovative tools. A trusted platform for money management, credit education, and identity protection, our mission is to bring financial power to all.

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