Experian Main Street Report points to resilience in 2025

Economic volatility shapes business conditions

Experian is very pleased to announce the release of the Q4 2024 Main Street Report.

Join Experian experts for a deep dive on small business performance

Experian will share key findings from our Q4 Main Street Report in the Quarterly Business Credit Review:

Tuesday, March 4th, 10:00 a.m. Pacific | 1:00 p.m. Eastern

Register to attend

Economic Forces at Play: Stability vs. Disruption:

In early 2025, U.S. small businesses faced short-term volatility as a new administration introduced policy changes amid global uncertainties. Expectations of tax and regulatory reforms created cautious lending and investment conditions, while inflation kept borrowing costs high. Supply chain disruptions and energy price fluctuations added to economic complexity, with consumer resilience supporting demand despite signs of spending fatigue. Strong cash flows and solid holiday sales led lenders to ease underwriting standards slightly. Moving forward, small businesses must remain agile, adapting to shifting policies and market conditions to sustain growth.

Download the latest report for more insight.