Are the credit models you are using to make lending decisions more than 2 or 3 years old? If so, you are likely making...
For utility companies, the customer onboarding process can sometimes be a complex, time-consuming, and unpleasant experience, especially if a manual credit decisioning process is...
The appetite for businesses incorporating big data is growing significantly as the data universe continues to expand at an astronomical rate. In fact, according...
A gastropub restaurant applies for business insurance and is approved. However, social media insights show the restaurant is declining. Even though underwriters usually take...
When you’re launching a new product, business line, or starting up a business, you’ve got to move fast and break things. This means taking...
For credit and risk managers, how effectively you manage your book of business can sometimes be the difference between tirelessly chasing after accounts for...
When a new customer wants to establish credit terms with you, the first thing they’re asked to do is fill out your credit application....
For lenders, alternative data can be the factor in edging out your competitors, especially when better decisions are needed to compete for emerging businesses...
Data analysis surrounding lending practices for commercial lenders falls into 4 distinct buckets that define scope, usability, and purpose. In this post we will...