Bankruptcies and collections are on the rise since mid 2022. Pandemic-related relief and forgiveness suppressed collections for most of 2021 and the first half...

Published: March 14, 2023 by Marsha Silverman

A recent credit study of a regional utility found significant numbers of small businesses with no credit profile despite a history of positive... Published: March 13, 2023 by Sung Park

Consumers are borrowing to maintain spending levels even though higher interest rates make borrowing more...

Published: February 28, 2023 by Marsha Silverman

This week Experian and Oxford Economics released the Q4 2022 Main Street Report. The report provides insight into the financial well-being of the small...

Published: February 23, 2023 by Gary Stockton

Get the latest quarterly small business trends Mark your calendars! Experian and Oxford Economics will present key findings in the latest Main Street Report...

Published: February 15, 2023 by Gary Stockton

So far, the economy has been extremely resilient, with Q4 GDP coming in above expectations at 2.9%, inflation cooling, supply chain issues easing, and...

Published: January 30, 2023 by Marsha Silverman

After a busy holiday season, we are pleased to announce the publication of our Winter 2023 Beyond the Trends report. Holiday spending increases by...

Published: January 24, 2023 by Gary Stockton

Happy New Year! The burning question for 2023 is whether the U.S. economy will fall into recession. A robust 2022 labor market has been...

Published: January 17, 2023 by Marsha Silverman

In this post we discuss reject inferencing and how it can help credit departments grow commercial accounts without taking on more risk....

Published: January 9, 2023 by Gary Stockton