All posts by Guest Contributor

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On June 2, the Consumer Financial Protection Bureau (CFPB) proposed a rule aimed at “payday lending” that will apply to virtually all lenders, with...

Published: June 13, 2016 by Guest Contributor

According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...

Published: June 9, 2016 by Guest Contributor

As net interest margins tighten and commercial real estate concentrations begin to slowly creep back to 2008 levels, financial institutions should consider looking to...

Published: June 9, 2016 by Guest Contributor

A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....

Published: June 2, 2016 by Guest Contributor

Part 2 in our series on Insights from the Vision 2016 fraud and identity track With the growing number of data breach incidents taking...

Published: June 2, 2016 by Guest Contributor

Industry’s first smart plug-and-play fraud platform allows companies to connect their own solutions, Experian products and third-party vendors in one place to better protect...

Published: June 1, 2016 by Guest Contributor

According to a national survey by Experian, one in five college grads give their school an “F” in credit education. Additional survey highlights: 69%...

Published: May 26, 2016 by Guest Contributor

Last week we had the pleasure of joining more than 400 clients at the 35th annual Vision Conference — connecting business leaders to ideas...

Published: May 25, 2016 by Guest Contributor

HELOC originations continued to benefit from the real-estate recovery and consumer desire to tap into available equity. According to the latest Experian–Oliver Wyman Market...

Published: May 19, 2016 by Guest Contributor

False declines are often unwarranted and occur due to lack of customer information Have you ever been shopping online, excited to get your hands...

Published: May 18, 2016 by Guest Contributor

According to a recent Experian survey, the majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to...

Published: May 12, 2016 by Guest Contributor

This article first appeared in Baseline Magazine Since it is possible for cyber-criminals to create a synthetic person, businesses must be able to differentiate...

Published: May 10, 2016 by Guest Contributor

Experian’s 2016 Digital Marketer Report reveals the key issues impacting marketers today. 38% of marketers rank knowing customer needs, wants and attitudes as their...

Published: April 28, 2016 by Guest Contributor

As new vehicle prices continue to rise, more consumers are turning to leasing as a cost-effective auto financing option. Findings from the most recent...

Published: April 21, 2016 by Guest Contributor

What difference does $4.40 make? It can’t buy you much on its own, but it can make a world of difference when you’re handling...

Published: April 19, 2016 by Guest Contributor

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