All posts by Guest Contributor

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Loyalty fraud and the customer experience Criminals continue to amaze me. Not surprise me, but amaze me with their ingenuity. I previously wrote about...

Published: February 22, 2016 by Guest Contributor

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $987 billion in Q4 2015...

Published: February 18, 2016 by Guest Contributor

A recent Experian survey shows a growing concern over identity theft and tax fraud. 42% of consumers are concerned that someone could access their...

Published: February 12, 2016 by Guest Contributor

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

Published: February 4, 2016 by Guest Contributor

Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...

Published: February 2, 2016 by Guest Contributor

What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...

Published: January 31, 2016 by Guest Contributor

According to a recent Experian Marketing Services study, 36% of companies interact with customers in five or more...

Published: January 28, 2016 by Guest Contributor

With the rapid growth in the number of online marketplace lenders , and projections the field will continue to grow in 2016, winning the...

Published: January 25, 2016 by Guest Contributor

For marketers, the start of a new year is an opportunity to look ahead....

Published: January 21, 2016 by Guest Contributor

Attract and retain high-value demand deposit accounts The excitement of the new year has ended, and now the big question remains: What will 2016...

Published: January 21, 2016 by Guest Contributor

As millennials continue to experience challenges in obtaining credit, Experian’s latest research finds that this population is very receptive to nonbank lenders for the...

Published: January 21, 2016 by Guest Contributor

It may seem like April is far away, but tax season in fact launches next Tuesday, January 19. And whether you’re a business or...

Published: January 15, 2016 by Guest Contributor

The new year has started, the champagne bottles recycled. Bye-bye holidays, hello tax season. In fact, many individuals who are expecting tax refunds are...

Published: January 13, 2016 by Guest Contributor

Looking at true fraud rate I’ve talked with many companies over the years about their fraud problems. Most have a genuine desire to operate...

Published: January 11, 2016 by Guest Contributor

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

Published: January 7, 2016 by Guest Contributor

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