All posts by Guest Contributor

Fraud Prevention: Gaining insight fraud throughout the customer lifecycle & future trends Earlier this week, I had the pleasure of chairing the annual Grad...

Published: May 22, 2015 by Guest Contributor

Credit card declines Surag Patel, vice president of global product management for 41st Parameter, led a panel discussion on Digital Consumer Trust with experts...

Published: May 22, 2015 by Guest Contributor

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

Published: May 8, 2015 by Guest Contributor

At the start of the Vision 2015 Conference, Experian® announced a new dedicated enterprise Fraud and ID business in North America. This newly established...

Published: May 4, 2015 by Guest Contributor

According to a recent Experian Marketing Services study, informational or "thanks for joining" messages drive significantly higher open and transaction rates than promotional emails,...

Published: May 1, 2015 by Guest Contributor

In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...

Published: April 27, 2015 by Guest Contributor

Identity fraud and the utility industry In the utility industry today, gaining enterprise-wide systemic control over credit risk assessment, identity verification and compliance oversight...

Published: April 24, 2015 by Guest Contributor

With more than one-third of customers interacting with a single business in five or more channels and more than 85 percent of consumers using...

Published: April 23, 2015 by Guest Contributor

By: Mike Horrocks The other day in the American Banker, there was an article titled “Is Loan Growth a Bad Idea Right Now?”, which...

Published: April 22, 2015 by Guest Contributor

Data quality continues to be a challenge for many organizations....

Published: April 22, 2015 by Guest Contributor

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore®...

Published: April 21, 2015 by Guest Contributor

Gift cards are the most requested gift item and have been for the last eight years. Merchants love gift cards because they take up...

Published: April 16, 2015 by Guest Contributor

Tax return fraud: Using 3rd party data and analytics to stay one step ahead of fraudsters By Neli Coleman According to a May 2014...

Published: April 9, 2015 by Guest Contributor

Source:  IntelliViewsm powered by Experian Sales of existing homes dropped 50% from the peak in August 2005 to the low point in July 2010. ...

Published: April 9, 2015 by Guest Contributor

Cont. Understanding Gift Card Fraud By: Angie Montoya In part one, we spoke about what an amazing deal gift cards (GCs) are, and why...

Published: March 26, 2015 by Guest Contributor