All posts by Guest Contributor

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According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion...

Published: June 6, 2014 by Guest Contributor

Although 60-day automotive loan delinquencies fell 1.7 percent at a national level when comparing Q1 2014 to Q1 2013, twenty-two states actually experienced a...

Published: June 2, 2014 by Guest Contributor

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

Published: May 27, 2014 by Guest Contributor

Surag Patel, vice president of global product management for 41st Parameter, led a panel discussion on Digital Consumer Trust with experts from the merchant...

Published: May 22, 2014 by Guest Contributor

Today, our TrustInsight division announced a major milestone at this year’s CNP Expo (CardNotPresent). TrustInsight provides reliable TrustScores for a significant portion of US...

Published: May 21, 2014 by Guest Contributor

Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of...

Published: May 15, 2014 by Guest Contributor

As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models...

Published: May 9, 2014 by Guest Contributor

Julie Conroy – Research Director, Aite Group Finding patterns indicative of money laundering and other financial crimes is akin to searching for a needle in...

Published: May 9, 2014 by Guest Contributor

As we discussed in our earlier Heartbleed post, there are several new vulnerabilities online and in the mobile space increasing the challenges that security...

Published: May 5, 2014 by Guest Contributor

The discovery of Heartbleed earlier this year uncovered a large-scale threat that exploits security vulnerability in OpenSSL posing a serious security concern.This liability gave...

Published: May 2, 2014 by Guest Contributor

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

Published: May 1, 2014 by Guest Contributor

By: Maria Moynihan In less than a year, my information has been compromised twice by a data breach.  The companies involved varied significantly by...

Published: April 30, 2014 by Guest Contributor

A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and...

Published: April 24, 2014 by Guest Contributor

Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....

Published: April 17, 2014 by Guest Contributor

In an effort to understand consumer needs better and help lenders educate their customers, VantageScore® Solutions surveyed more than 200 lenders nationwide on the...

Published: April 11, 2014 by Guest Contributor

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