All posts by Guest Contributor
Billions of dollars are being issued in fraudulent refunds at the state and federal level. Most of the fraud can be categorized around identity...
By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...
By: Joel Pruis As we go through the economic seasons, we need to remember to reassess our strategy. While we use data as the...
If you're looking to implement and deploy a knowledge-based authentication (KBA) solution in your application process for your online and mobile customer acquisition channels...
By: Reggie Whitley After spending years working in bank fraud, one of the most difficult conversations to have with a consumer is “We can...
By: Maria Moynihan Government organizations that handle debt collection have similar business challenges regardless of agency focus and mission. Let’s face it, debtors can...
The desire to return to portfolio growth is a clear trend in mature credit markets, such as the US and Canada. Historically, credit unions...
There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....
By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...
By: Joel Pruis I am going to take some liberties here. Nowhere in the movie Moneyball does Peter Brand tell us how he got...
Contact information such as phone numbers and addresses are fundamental to being able to reach a debtor, but knowing when to reach out to...
By: Joel Pruis What is it we as bankers are trying to accomplish? If you have been in the industry for 20+ years, this...
By: Joel Pruis Times are definitely different in the banking world today. Regulations, competition from other areas, specialized lenders, different lending methods resulting in...
By: Matt Sifferlen Ah, fraudulent behavior is currently enjoying a bright shiny moment in the sun in today’s pop culture, particularly in the world...
The purpose of any type of insurance is to protect your most valuable assets. To combat the prevalence of cyber attacks anddata breaches, an...