All posts by Guest Contributor
By: Margarita Lim Recently, the Social Security Administration (SSA) announced that it will change how Social Security numbers (SSN) will be issued, with a...
By: Kari Michel As consumers and businesses continue to experience financial hardship, the likelihood of continued bankruptcy filings is fairly strong. Data from the...
By: Staci Baker As we approach the end of the year, and the beginning of holiday spending, consumers are looking at their budgets to...
By: Wendy Greenawalt Large financial institutions have acknowledged for some time that taking a more consumer-centric versus product-centric approach can be a successful strategy for...
By: Kennis Wong In the last entry, I mentioned that consumers’ participation in protecting their own identity information is an important aspect of an...
By: Kari Michel How are your generic or custom models performing? As a result of the volatile economy, consumer behavior has changed significantly over the last...
By: Kennis Wong As a fraud management professional, naturally I am surrounded by fraud prevention topics and other professionals in the field all the...
— by, Andrew Gulledge One of the quickest and easiest ways to reduce fraud in your portfolio is to incorporate question weighting into your...
— by, Andrew Gulledge The intelligent use of question weighting in KBA should be a no-brainer for anyone using out of wallet questions. Here’s...
By: Staci Baker As the economy has been hit by the hardest recession since the Great Depression, many people wonder how and when it...
By: Margarita Lim You may be surprised to learn that identity theft isn’t just a crime committed by an individual or individuals. There are...
By: Margarita Lim Consumer data has increasingly become commoditized over the years. There’s a lot of it and it’s arguably more easily obtainable. Social...
By: Kenneth Pruett I really thought I was going to be on easy street after receiving two emails in less than a week. The...
By: Kari Michel Credit bureau data has been used for many years to develop credit risk models, bankruptcy scores, profitability models, and response models to...
By: Wendy Greenawalt US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing...