All posts by Guest Contributor
By: Kennis Wong Several weeks ago, I attended and presented at Experian’s sold-out annual conference, Vision, in Phoenix, Arizona. One of the guest speakers...
By: Kari Michel Credit risk models are used by almost every lender, and there are many choices to choose from including custom or generic models. ...
I often provide fraud analyses to clients, whereby they identify fraudsters that have somehow gotten through the system. We then go in and see...
In case you’ve never heard of it, a Babel fish is a small translator; that allows a carrier to understand anything said in any...
By: Staci Baker With the increase in consumer behaviors such as ‘strategic default’, it has become increasingly difficult during the past few years for...
We’ve blogged about fraud alerts, fraud analytics, fraud models and fraud best practices. Sometimes,though,we delude ourselves into thinking that fraud prevention strategies we put...
By: Kristan Frend I recently gave a presentation on small business fraud at the annual National Association of Credit Managers (NACM) Credit Congress. Following...
By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...
By: Kari Michel The Federal Reserve’s decision to permit card issuers to use income estimation models to meet the Accountability, Responsibility, and Disclosure (CARD)...
By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...
By: Wendy Greenawalt The auto industry has been hit hard by this Great Recession. Recently, some good news has emerged from the captive lenders, and...
By: Staci Baker With the shift in the economy, it has become increasingly more difficult to gauge — in advance — what a consumer is...
By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...
I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...
By: Ken Pruett I want to touch a bit on some of the third party fraud scenarios that are often top of mind with...