Jim Bander focuses on analytics, consulting and optimization functions with Experian Decision Analytics’ North American Go To Market team. He has worked in data and analytics for more than 25 years, focusing on consumer credit for the last 10. Until recently, Bander was a decision science leader at a large auto lender. He received his Ph.D. from the University of Michigan in Ann Arbor.

-- Jim Bander

All posts by Jim Bander

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If you’re a manager at a business that lends to consumers or otherwise extends credit, you certainly are aware that 10-15% of your current...

Published: November 16, 2023 by Jim Bander

Financial services companies have long struggled to make inclusive decisions for small businesses and for low- and moderate-income consumers. One key reason: to make...

Published: November 19, 2020 by Jim Bander

This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

Published: September 2, 2020 by Jim Bander

This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

Published: May 20, 2020 by Jim Bander

This is the second in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

Published: April 20, 2020 by Jim Bander

This is the first to a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of...

Published: April 14, 2020 by Jim Bander

If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...

Published: April 24, 2019 by Jim Bander

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

Published: October 26, 2018 by Jim Bander

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