All posts by Julie Lee
With debit and credit card transactions becoming more prevalent than cash payments in today’s digital-first world, card fraud has become a significant concern for...
As the financial sector continues to embrace technological innovations, machine learning models are becoming indispensable tools for credit decisioning. These models offer enhanced efficiency...
Experian’s award-winning platform now brings together market-leading data, generative AI and cutting-edge machine learning solutions for analytics, credit decisioning and fraud into a single...
With e-commerce booming and more transactions occurring online, the threat of chargeback fraud has never been more significant. In this article, we’ll explore chargeback...
In a financial world that’s increasingly connected and complex, monitoring transactions is not just good business practice — it’s a regulatory necessity. Anti-money laundering...
Financial institutions have long relied on anti-money laundering (AML) and anti-fraud systems to protect themselves and their customers. These departments and systems have historically...
This article was updated on March 12, 2024. The number of decisions that a business must make in the marketing space is on the...
Finding a reliable, customer-friendly way to protect your business against new account fraud is vital to surviving in today’s digital-driven economy. Not only can...
This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...
Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...
Companies depend on quality information to make decisions that move their business objectives forward while minimizing risk exposure. And in today’s modern, tech-driven, innovation-led...
This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...
In today’s complex business landscape, data-based decision-making has become the norm, with advanced technologies and analytics tools facilitating faster and more accurate modeling and...
Model explainability has become a hot topic as lenders look for ways to use artificial intelligence (AI) to improve their decision-making. Within credit decisioning,...
In today’s fast-paced digital world, the risk of fraud across all industries is a constant threat. The traditional methods of fraud detection are no...