All posts by Kerry Rivera
Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...
Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...
As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...
Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...
Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...
Experian shares five trends and twists coming over the next 12 months, that could push new boundaries and in many cases improve the customer...
You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...
Which part of the country has bragging rights when it comes to sporting the best consumer credit scores? Drum roll please … Honors go...
It’s been a wild ride for the financial services industry over the past eight years. After the mortgage meltdown, the Great Recession and a...
Much has been written about Millennials over the past few years, and many continue to speculate on how this now largest living generation will...
With the Oct. 3, 2016 compliance date upon us, many lenders continue to debate how they would like to solve for the Military Lending...
In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...
Tick-tock. Tick-tock. Lenders are just weeks away from the required Military Lending Act compliance date of Oct. 3, yet many are scrambling to find...
All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...
His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...