All posts by Theresa Nguyen
This series will explore our monthly State of the Economy report, which provides a snapshot of the top monthly economic and credit data for financial service...
The integration of technology with traditional financial services has unlocked unprecedented convenience and opportunities for consumers and businesses alike. However, this digital shift has...
Alternative lending is continuing to revolutionize the financial services landscape. From full-file public records to cash flow transactions, alternative credit data empowers financial institutions...
Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...
Finding a balance between providing secure financial services and user-friendly experiences is no easy task. One of the biggest hurdles? Ensuring identity authentication is...
With more consumers online, bad actors are taking the opportunity to commit more financial crimes, such as account takeover fraud. This online scheme resulted...
For lenders, first payment default (FPD) is more than just financial jargon; it’s a crucial metric in assessing credit risk. This blog post will...
This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...
This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...
Financial institutions, merchants, and e-commerce platforms are no strangers to fraud, especially in the realm of payments. With the rise of digital currency, fraudsters...
While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....
Today’s lenders use expanded data sources and advanced analytics to predict credit risk more accurately and optimize their lending and operations. The result may be...
Well-designed underwriting strategies are critical to creating more value out of your member relationships and driving growth for your business. But what makes an...
Growing deposits from existing customers and members is an ongoing priority for banks and credit unions. However, it can be challenging to identify the...
As the sophistication of fraudulent schemes increases, so must the sophistication of your fraud detection analytics. This is especially important in an uncertain economic...