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Many companies rely on attributes for decisioning but lack the resources needed to invest in developing, managing, and updating the attributes themselves. Experian is...
The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...
Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...
Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...
Digital channels undoubtedly create convenient experiences for consumers. We have the luxury of applying for loans or creating investment accounts from the comfort of...
If you’ve seen an uptick in photos of friends and celebrities looking older with wrinkles on your social media feeds, you’re not alone. A...
Friend or foe? Sophisticated criminals put a great deal of effort into creating convincing, verifiable personas (AKA synthetic identities). Once the fictional customer has...
You can do everything you can to prepare for the unexpected. But similar to how any first-time parent feels… you might need some help....
Would you hire a new employee strictly by their resume? Surely not – there’s so much more to a candidate than what’s written on...
Debt management is becoming increasingly complex. People don’t answer their phones anymore. There are many, many communication channels available (email, text, website, etc.) and...
Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...
Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...
Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...
If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...
For most businesses, building the best online experience for consumers requires a balance between security and convenience. But the challenge has always been finding...