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According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...
Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...
What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...
According to a recent Experian Marketing Services study, 36% of companies interact with customers in five or more...
Ensure you’re protecting consumer data privacy Data Privacy Day is a good reminder for consumers to take steps to protect their privacy online —...
For marketers, the start of a new year is an opportunity to look ahead....
Attract and retain high-value demand deposit accounts The excitement of the new year has ended, and now the big question remains: What will 2016...
As millennials continue to experience challenges in obtaining credit, Experian’s latest research finds that this population is very receptive to nonbank lenders for the...
The new year has started, the champagne bottles recycled. Bye-bye holidays, hello tax season. In fact, many individuals who are expecting tax refunds are...
Looking at true fraud rate I’ve talked with many companies over the years about their fraud problems. Most have a genuine desire to operate...
Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....
As 2016 approaches, many people have identified their New Year’s resolutions, but the majority fail to stick to these resolutions. While 45% of people...
According to PlayNetwork.com, for the first time in two decades Mariah Carey’s “All I Want For Christmas Is You” is no longer the most-played...
Payments and the Internet of things has been colliding for a while now – and it surfaced again recently with Mastercard announcing that it is...
Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....