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With mortgage interest rates at historic lows, the risk of attrition and its impact on ongoing revenue has become a paramount concern for credit...
When it comes to short sales, a status of “account paid in full for less than full balance” or “settled” will still have a...
Total balances of automotive loan portfolios rose for all types of lending organizations in Q2 2012, reaching $682 billion, compared with $646 billion in...
The Experian/Moody’s Analytics Small Business Credit Index edged up 0.9 points in Q2 2012, to 104.1 from 103.2. High-level findings from the Q2 report...
Some borrowers who are deemed subprime by traditional credit scoring criteria are actually quite creditworthy and are identified as prime or near-prime consumers when...
Consumers want to hear about data breaches – Eighty five percent of respondents in a recent study say learning about the loss of their...
2011 was the 12th consecutive year that identity theft topped the list of FTC consumer complaints. Florida had the highest rate of complaints, followed...
The FDIC has proposed a new rule that will change the way large lenders define and calculate risk for their FDIC Deposit Insurance Assessment....
The pressures for both credit unions and banks, to generate returns to drive greater earnings are ever present. According to recent data released by...
The cumulative effect of Basel III is expected to have a substantial impact on capital requirements. The total minimum regulatory capital will increase from...
A recent survey of 1,000 representative American consumers showed that while 78 percent of respondents are aware that they have more than one credit...
By: Joel Pruis From a score perspective we have established the high level standards/reporting that will be needed to stay on top of the...
The dramatic transformation of the financial services industry requires new advances and innovation in credit strategies to respond to the growing number of underbanked...
Previously, we looked at the various ways a dual score strategy could help you focus in on an appropriate lending population. Find your mail-to...
Mortgage origination volumes increased to $427 billion in Q4 2011 – a 31 percent quarterly gain. However, overall 2011 originations of $1.35 trillion were...