Direct mail is dead. It’s so 90s. Digital is the way to reach consumers. Marketers have heard this time and again, and many have...
Evolution of first-party fraud to third Third-party and first-party schemes are now interchangeable, and traditional fraud detection practices are less effective in fighting these...
It should come as no surprise that the process of trying to collect on past-due accounts has been evolving. We’ve seen the migration from...
We recently analyzed millions of online transactions from the first half of 2017 to identify fraud attack rates. Here are the top 3 riskiest...
Since the advent of the internet, our lives have changed drastically for the better. We can perform many of life’s daily activities from the...
School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....
We live in a digital world where online identities are ubiquitous. But with the internet’s inherent anonymity, how do you know you’re interacting with...
Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. But effective strategies are...
Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
Mitigating synthetic identities Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a...
The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...
There are about as many definitions for people-based marketing as there are companies using the term.Each company seems to skew the definition to fit...
The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...
Risk analysts are insatiable consumers of big data who require better intelligence to develop market insights, evaluate risk and confirm business strategies. While every...