Do you know where your customers stand? Not literally, of course, but do you know how recent macroeconomic changes and their personal circumstances are...
The open banking revolution is transforming the financial services landscape, offering banks and financial institutions unprecedented access to consumer-permissioned data. However, during our recent...
This series will explore our monthly State of the Economy report, which provides a snapshot of the top monthly economic and credit data for financial service...
In today’s digital age, call center fraud is a growing threat that businesses can no longer afford to ignore. As fraudsters become increasingly sophisticated,...
This series will explore our monthlyState of the Economyreport, which provides a snapshot of the top monthly economic and credit data for financial service...
Effective collection strategies are critical for the financial health of credit unions. Unlike traditional banks, credit unions often emphasize member relationships and community values,...
In the lending world, making precise underwriting decisions is key to minimizing risks and optimizing returns. One valuable yet often overlooked technique that can...
Replay attacks may threaten your customers’ online security Today, consumer online security is more important than ever. This year, the FTC has already received...
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
Alternative lending is continuing to revolutionize the financial services landscape. From full-file public records to cash flow transactions, alternative credit data empowers financial institutions...
Gen Z, or “Zoomers,” born from 1997 to 2012, are molded by modern transformations. They have witnessed events from post-9/11 impacts to the rise...
With the noticeable uptick in delinquencies, credit unions face more significant hurdles in effectively managing overdue accounts. In this challenging financial landscape, it’s imperative...
Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
With rising consumer debt and an increasing number of consumers defaulting on loans, effective debt recovery strategies have never been more critical. Skip-tracing is the first-step...