Financial Services
At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...
The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...
Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
For the last several months, Experian has participated as the only credit bureau in the pilot of the electronic Consent Based Social Security Number...
Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...
The ongoing COVID-19 pandemic has facilitated an increase in information collection among consumers and organizations, creating a prosperous climate for cybercriminals. As businesses and...
Preventing fraud losses requires an understanding of each individual fraud type—including third-party, first-party, synthetic identity, and account takeover fraud—and how they differ from one...
Experian is proud to announce, for the second year in a row, we have been named to the global Fintech Leaders list, placing in...
Since 2002, lenders have been aware of the importance of Know Your Customer (KYC) and the associated Customer Identification Program (CIP) requirements. As COVID-19...
According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...
When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...
Over the last several weeks, I’ve shared articles about the problems surrounding third-party, first-party and synthetic identity fraud. To wrap up this series, I’d...
Inactive credit card accounts are defined as credit cards that were approved, opened and never used by account holders. They also include credit card...
Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...
Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...