Financial Services
When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...
Over the last several weeks, I’ve shared articles about the problems surrounding third-party, first-party and synthetic identity fraud. To wrap up this series, I’d...
Inactive credit card accounts are defined as credit cards that were approved, opened and never used by account holders. They also include credit card...
Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...
Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...
Despite the constant narrative around “unprecedented times” and the “new normal,” if the current market volatility tells us anything, it’s to go back to...
Previously, we discussed the risks of account takeover and how a Defense in Depth strategy can protect your business. Before implementation it’s important to...
Preventing account takeover (ATO) fraud is paramount in today’s increasingly digital world. In this two-part series, we’ll explore the benefits and considerations of a...
No two customers are the same. That’s why it’s important to go beyond the traditional credit score for a closer look at each consumer’s...
It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...
Financial services companies have long struggled to make inclusive decisions for small businesses and for low- and moderate-income consumers. One key reason: to make...
The global pandemic has created major shifts in the ways companies operate and innovate. For many organizations, a heavy reliance on cloud applications and...
Intuitively we all know that people with higher credit risk scores tend to get more favorable loan terms. Since a higher credit risk score...
Enterprise Security Magazine recently named Experian a Top 10 Fraud and Breach Protection Solutions Provider for 2020. Accelerating trends in the digital economy–stemming from...
The shift created by the COVID-19 pandemic is still being realized. One thing that we know for sure is that North American consumers’ expectations...