Financial Services
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
Alternative lending is continuing to revolutionize the financial services landscape. From full-file public records to cash flow transactions, alternative credit data empowers financial institutions...
Gen Z, or “Zoomers,” born from 1997 to 2012, are molded by modern transformations. They have witnessed events from post-9/11 impacts to the rise...
With the noticeable uptick in delinquencies, credit unions face more significant hurdles in effectively managing overdue accounts. In this challenging financial landscape, it’s imperative...
Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
With rising consumer debt and an increasing number of consumers defaulting on loans, effective debt recovery strategies have never been more critical. Skip-tracing is the first-step...
Open banking has been leveraged for years in the U.S. The anticipated U.S. regulation under section 1033 of the Dodd-Frank Act, combined with the...
Finding a balance between providing secure financial services and user-friendly experiences is no easy task. One of the biggest hurdles? Ensuring identity authentication is...
With more consumers online, bad actors are taking the opportunity to commit more financial crimes, such as account takeover fraud. This online scheme resulted...
Rising balances and delinquency rates are causing lenders to proactively minimize credit risk through pre-delinquency treatments. However, the success of these types of account management...
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
Reduced costs Advanced analytics can significantly reduce operational costs by streamlining the collection process and targeting accounts with higher recovery potential. Automated processes and optimized...
Imagine receiving a phone call informing you that your antivirus software license is about to expire. You decide to renew it over the phone,...
The morning kicked off with the buzz of innovation. Shri Santhanam, Financial Services and Data General Managers Platforms and Software, and leaders from Experian...