Financial Services
$1.3 trillion. 41.1 million Americans. $31,590. These are the growing numbers associated with student loan debt in the United States: $1.3 trillion in outstanding...
Since 1948, International Credit Union Day – a time to recognize the credit union movement – has been celebrated the third Thursday of October. The...
When financial planners and tax advisors meet with clients to review their portfolios, chances are they don’t go over their credit reports often. Maybe...
In this new Telephone Consumer Protection Act (TCPA) era, calling your customers isn’t a thing of the past. It’s still okay to reach out...
With the Oct. 3, 2016 compliance date upon us, many lenders continue to debate how they would like to solve for the Military Lending...
In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...
Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...
Tick-tock. Tick-tock. Lenders are just weeks away from the required Military Lending Act compliance date of Oct. 3, yet many are scrambling to find...
Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...
At the end of July, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection...
As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...
Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...
Fraudsters invited into bank branches The days of sending an invitation in the mail have for the most part gone by the wayside. Aside...
Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScore® credit scores drop to sub-prime levels after...
Experian estimates card-to-card consumer balance transfer activity to be between $35 and $40 billion a year, representing a sizeable opportunity for proactive lenders seeking...