Financial Services

Cherian Abraham, our mobile commerce and payments consultant, recently wrote about the future of mobile banking in regards to the Apple Pay news out...

Published: September 12, 2014 by Guest Contributor

by John P. Robertson, Senior Business Process Specialist As a Senior Business Process Specialist for the Experian Decision Analytics, John provides guidance to clients...

Published: August 19, 2014 by Guest Contributor

Online crooks are getting more sophisticated by the second. Nowadays, fraudsters have the ability to conduct “clean fraud,” obtaining legitimate identities of users from...

Published: August 8, 2014 by Guest Contributor

Every prospecting list needs to be filtered by your organizations specific credit risk threshold. Whether you’re developing a campaign targeting super-prime, sub-prime, or consumers...

Published: August 7, 2014 by Veronica Herrera

At Experian, we frequently get asked by clients how they can get bigger mailing list that open new markets and reach more people. But...

Published: August 5, 2014 by Veronica Herrera

By: Teri Tassara “Do more with less” is a pervasive and familiar mantra nowadays as lenders seek to make smarter and more precise lending...

Published: August 4, 2014 by Guest Contributor

By: Mike Horrocks The Wall Street Journal just recently posted an article that mentioned the cost of the financial regulations for some of the largest banks. ...

Published: July 31, 2014 by Guest Contributor

Are you sure you are making the best consumer credit decisions? Given the constantly evolving market conditions, it is a challenge to keep informed. In...

Published: July 10, 2014 by Guest Contributor

By: Mike Horrocks Living just outside of Indianapolis, I can tell you that the month of May is all about “The Greatest Spectacle in...

Published: June 7, 2014 by Guest Contributor

Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...

Published: February 20, 2014 by Cherian Abraham

By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...

Published: February 10, 2014 by Guest Contributor

In the days following the Target breach, both clarity and objectivity are in short supply. Everything that didn’t already exist became suddenly the cure-all...

Published: January 14, 2014 by Cherian Abraham

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

When I wrote about Host Card Emulationback in March, it provoked much debate around whether this capability will die on the cutting floor or...

Published: November 7, 2013 by Cherian Abraham

In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...

Published: November 4, 2013 by Cherian Abraham