Financial Services

One of the most successful best practices for improving agency performance is the use of scorecards for assessing and rank ordering performance of agencies...

Published: April 25, 2012 by Guest Contributor

Up to this point, I’ve been writing about loan originations and the prospects and challenges facing bankcard, auto and real estate lending this year. ...

Published: April 13, 2012 by Alan Ikemura

Last month, I wrote about seeking ways to ensure growth without increasing risk.  This month, I’ll present a few approaches that use multiple scores...

Published: April 3, 2012 by Veronica Herrera

By: Mike Horrocks Henry Ford is credited to have said “Coming together is a beginning. Keeping together is progress. Working together is success.”   This...

Published: March 27, 2012 by Guest Contributor

By: Joel Pruis Some of you may be thinking finally we get to the meat of the matter.  Yes the decision strategies are extremely important...

Published: March 23, 2012 by Guest Contributor

In my last two posts on bankcard and auto originations, I provided evidence as to why lenders have reason to feel optimistic about their...

Published: March 16, 2012 by Alan Ikemura

Organizations approach agency management from three perspectives: (1) the need to audit vendors to ensure that they are meeting contractual, financial and legal compliance...

Published: March 6, 2012 by Guest Contributor

If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...

Published: February 24, 2012 by Alan Ikemura

Part II: Where are Models Most Needed Now in Mortgages? (Click here if you missed Part I of this post.) By: John Straka A...

Published: February 21, 2012 by Guest Contributor

By: Joel Pruis One might consider this topic redundant to the last submission around application requirements and that assessment would be partially true.  As...

Published: February 16, 2012 by Guest Contributor

Part I: Types and Complexity of Models, and Unobservable or Omitted Variables or Relationships By: John Straka Since the financial crisis, it’s not unusual...

Published: February 14, 2012 by Guest Contributor

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 10, 2012 by Guest Contributor

For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...

Published: February 10, 2012 by Veronica Herrera

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 3, 2012 by Guest Contributor

As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...

Published: January 27, 2012 by Alan Ikemura