Financial Services

By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis Part I – New Application Volume and the Business Banker: Generating small business or business banking applications may be one of...

Published: December 15, 2011 by Guest Contributor

By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving.  The yams, cranberries, and pumpkin pies were...

Published: November 25, 2011 by Guest Contributor

This first question in our five-part series on the FFIEC guidance and what it means Internet banking.  Check back each day this week for more Q&A on...

Published: November 14, 2011 by Chris Ryan

With the most recent guidance newly issued by the Federal Financial Institutions Examination Council (FFIEC) there is renewed conversation about knowledge based authentication. I...

Published: October 4, 2011 by Guest Contributor

By: Mike Horrocks Have you ever been struck by a turtle or even better burnt by water skies that were on fire?  If you...

Published: September 19, 2011 by Guest Contributor

By: Kari Michel The way medical debts are treated in scores may change with the introduction of June 2011, Medical Debt Responsibility Act. The Medical Debt...

Published: August 29, 2011 by Guest Contributor

As I’m sure you are aware, the Federal Financial Institutions Examination Council (FFIEC) recently released its, “Supplement to Authentication in an Internet Banking Environment”...

Published: August 19, 2011 by Keir Breitenfeld

The following article was originally posted on August 15, 2011 by Mike Myers on the Experian Business Credit Blog. Last time we talked about...

Published: August 18, 2011 by Guest Contributor

By: Staci Baker In my last post about the Dodd-Frank Act, I described the new regulatory bodies created by the Act. In this post, I...

Published: August 15, 2011 by Guest Contributor

By: John Straka Unsurprisingly, Washington deficit hawks have been eyeing the “sacred cows” of tax preferences for homeownership for some time now. Policymakers might even...

Published: August 9, 2011 by Guest Contributor

A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...

Published: August 3, 2011 by Alan Ikemura

By: Staci Baker The Durbin Amendment, according to Wikipedia, gave the Federal Reserve the power to regulate debit card interchange fees. The amendment, which will...

Published: July 20, 2011 by Guest Contributor

Lately there has been a lot of press about breaches and hacking of user credentials.  I thought it might be a good time to...

Published: July 10, 2011 by Keir Breitenfeld