This article was updated on January 31, 2024. Debt. For many, it’s a struggle – and a constant one. In fact, total consumer debt...
This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
This article was updated on January 24, 2024. Online identity verification has become a basic necessity for everyday life. Consumers today might even expect...
In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...
Financial institutions, merchants, and e-commerce platforms are no strangers to fraud, especially in the realm of payments. With the rise of digital currency, fraudsters...
It is a New Year and a new start. How about a new job? That is what thousands of employees will consider over the...
Meeting Know Your Customer (KYC) regulations and staying compliant is paramount to running your business with ensured confidence in who your customers are, the...
The online gaming industry has experienced tremendous growth in recent years, with millions of players engaging in immersive virtual worlds and competitive gameplay. Unfortunately,...
While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....
Fraud is a serious concern for everyone, including businesses and individuals. In fact, according to our 2023 U.S. Identity and Fraud Report, nearly two-thirds (64%)...
Financial institutions are under increasing pressure to grow deposits and onboard more demand deposit accounts (DDA). But as demand increases, so do fraud attempts...
In today’s fast-paced digital world, the risk of fraud across all industries is a constant threat. The traditional methods of fraud detection are no...
Today’s lenders use expanded data sources and advanced analytics to predict credit risk more accurately and optimize their lending and operations. The result may be...
Well-designed underwriting strategies are critical to creating more value out of your member relationships and driving growth for your business. But what makes an...