Financial Services
The U.S. Senate passed legislation recently that would exempt certain businesses from complying with the Red Flags Rule. Sponsored by Senator John Thune (R-SD),...
By: Margarita Lim Recently, the Social Security Administration (SSA) announced that it will change how Social Security numbers (SSN) will be issued, with a...
As the December 31st deadline approaches for FTC enforcement of the Red Flags Rule, we still seem quite a ways off from getting out...
By: Kari Michel As consumers and businesses continue to experience financial hardship, the likelihood of continued bankruptcy filings is fairly strong. Data from the...
By: Staci Baker As we approach the end of the year, and the beginning of holiday spending, consumers are looking at their budgets to...
As E-Government customer demand and opportunity increases, so too will regulatory requirements and associated guidance become more standardized and uniformly adopted. Regardless of credentialing...
Experian recently contributed to a TSYS whitepaper focused on the various threats associated with first party fraud. I think the paper does a good job...
By: Wendy Greenawalt Large financial institutions have acknowledged for some time that taking a more consumer-centric versus product-centric approach can be a successful strategy for...
By: Kennis Wong In the last entry, I mentioned that consumers’ participation in protecting their own identity information is an important aspect of an...
By: Kari Michel How are your generic or custom models performing? As a result of the volatile economy, consumer behavior has changed significantly over the last...
By: Kennis Wong As a fraud management professional, naturally I am surrounded by fraud prevention topics and other professionals in the field all the...
— by, Andrew Gulledge One of the quickest and easiest ways to reduce fraud in your portfolio is to incorporate question weighting into your...
— by, Andrew Gulledge The intelligent use of question weighting in KBA should be a no-brainer for anyone using out of wallet questions. Here’s...
By: Staci Baker As the economy has been hit by the hardest recession since the Great Depression, many people wonder how and when it...
By: Margarita Lim You may be surprised to learn that identity theft isn’t just a crime committed by an individual or individuals. There are...