Financial Services

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I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...

Published: June 8, 2010 by Kelly Kent

Well, in my last blog, I was half right and half wrong.  I said that individual trade associations and advocacy groups would continue to...

Published: June 3, 2010 by Keir Breitenfeld

By: Kristan Frend I recently gave a presentation on small business fraud at the annual National Association of Credit Managers (NACM) Credit Congress.  Following...

Published: June 1, 2010 by Guest Contributor

By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...

Published: May 27, 2010 by Guest Contributor

By: Kari Michel The Federal Reserve’s decision to permit card issuers to use income estimation models to meet the Accountability, Responsibility, and Disclosure (CARD)...

Published: May 25, 2010 by Guest Contributor

Well, here we are about two weeks from the Federal Trade Commission’s June 1, 2010 Red Flags Rule enforcement date.  While this date has...

Published: May 13, 2010 by Keir Breitenfeld

By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...

Published: May 13, 2010 by Guest Contributor

By: Wendy Greenawalt The auto industry has been hit hard by this Great Recession. Recently, some good news has emerged from the captive lenders, and...

Published: May 10, 2010 by Guest Contributor

By: Staci Baker With the shift in the economy, it has become increasingly more difficult to gauge — in advance — what a consumer is...

Published: May 7, 2010 by Guest Contributor

Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *)  with...

Published: April 29, 2010 by Kelly Kent

A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...

Published: April 27, 2010 by Kelly Kent

By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...

Published: April 20, 2010 by Guest Contributor

I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...

Published: April 20, 2010 by Guest Contributor

By: Ken Pruett I want to touch a bit on some of the third party fraud scenarios that are often top of mind with...

Published: April 5, 2010 by Guest Contributor

By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...

Published: April 5, 2010 by Guest Contributor

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