Financial Services

By: Prince Varma Hello. My name is Prince Varma and I’ve spent the better part of the last 16 years helping financial institutions (FI)...

Published: March 12, 2009 by Guest Contributor

By: Tom Hannagan Part 5 This continues the updated review of results from the Uniform Bank Performance Reports (UBPR), courtesy of the FDIC, for...

Published: March 10, 2009 by Guest Contributor

By: Tom Hannagan Part 4 Let’s dig a bit deeper into why Peer Group 1’s margins didn’t improve. We see two possible reasons: Total...

Published: March 10, 2009 by Guest Contributor

Part 3 Reducing operational and overhead costs starts with the automation of tasks that would otherwise be performed by a human resource. By leveraging...

Published: March 10, 2009 by Guest Contributor

Here are a few more frequently asked questions. 1.Am I a “creditor” under the rule? The term “creditor” has the same meaning as under...

Published: March 5, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 3 I believe it is quite important to compare your bank or your investment plans in a financial institution to...

Published: March 5, 2009 by Guest Contributor

Here we are in March, 2009, four months after the Red Flags Rules deadline OR two months until the Red Flags deadline…depending on your...

Published: March 3, 2009 by Keir Breitenfeld

Address discrepancies aren't the end of the road, but they sure can be a bump in it. One of the handful of mandatory elements...

Published: February 26, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 2 In my last post, I started my review of the Uniform Bank Performance Reports for the two largest financial...

Published: February 26, 2009 by Guest Contributor

By: Tom Hannagan Part 1 It may be quite useful to compare your financial institution’s portfolio risk management process or your investment plans , to the...

Published: February 26, 2009 by Guest Contributor

At which stage of the application process does the Red Flags Rule apply? The Red Flag Rule would apply whenever you detect a Red...

Published: February 25, 2009 by Keir Breitenfeld

What to do when you see a Red Flag. Your Identity Theft Prevention Program should include appropriate responses when you detect a Red Flag....

Published: February 19, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 1 Beyond the risk management considerations related to a bank’s capital position, which is directly impacted by Troubled Asset Relief...

Published: February 19, 2009 by Guest Contributor

We have been hearing quite a bit about the ponzi scheme that was created and managed by Bernie Madoff.  Almost $50 billion dollars was...

Published: February 19, 2009 by Guest Contributor

How do I know which Red Flags apply to me? The Red Flag guidelinesthat will apply to you depend on a number of factors...

Published: February 13, 2009 by Keir Breitenfeld