Financial Services

We have been hearing quite a bit about the ponzi scheme that was created and managed by Bernie Madoff.  Almost $50 billion dollars was...

Published: February 19, 2009 by Guest Contributor

How do I know which Red Flags apply to me? The Red Flag guidelinesthat will apply to you depend on a number of factors...

Published: February 13, 2009 by Keir Breitenfeld

The difference between market risk and credit risk By: Tom Hannagan Market risk is different than credit risk. The bank’s assets are mostly invested...

Published: February 11, 2009 by Guest Contributor

By: Tom Hannagan In my past postings, we’ve discussed financial risk management, the role of risk-based capital, measuring profitability based on risk characteristics and...

Published: February 11, 2009 by Guest Contributor

During a recent real-time survey of 850 representatives of the financial services industry: only 36 percent said that they completely understood the new Identity...

Published: February 6, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 3 This post continues my discussion of the reasons for going through the time and trouble to analyze risk-based pricing...

Published: February 5, 2009 by Guest Contributor

This post is a feature from my colleague and guest blogger, Stephanie Butler, manager of Process Architects in Advisory Services at Baker Hill, a...

Published: February 4, 2009 by Guest Contributor

Part 2 My colleague, Prince Varma, Senior Client Partner — Portfolio Growth and Client Management, shares his advice on the best practices for portfolio risk...

Published: January 30, 2009 by Guest Contributor

By: Tom Hannagan Part 2 This post continues my discussion of the reasons for going through the time and trouble to analyze risk-based pricing...

Published: January 29, 2009 by Guest Contributor

I’m speculating a bit here, but I have a feeling that as the first wave of Red Flag ruleexaminations occurs, one of the potential...

Published: January 20, 2009 by Keir Breitenfeld

Part 1 In reality, we are always facing potential issues in our small business portfolio, it is just the nature of that particular beast....

Published: January 15, 2009 by Guest Contributor

I have heard this question posed and you may be asking yourselves: Why are referral volumes (the potential that the account origination or maintenance...

Published: January 13, 2009 by Keir Breitenfeld

What is your greatest concern as the May 1, 2009 enforcement date approaches for all guidelines in the Identity Theft Red Flags...

Published: January 13, 2009 by Keir Breitenfeld

By: Tom Hannagan I have referred to risk-adjusted commercial loan pricing (or the lack of it) in previous posts. At times, I’ve commented on...

Published: January 7, 2009 by Guest Contributor

I’ve talked (sorry, blogged) previously about taking a risk-based approach to reconciling initial Red Flag Rule conditions in your applications, transactions, or accounts. In...

Published: January 2, 2009 by Keir Breitenfeld