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Sometimes life throws you a curve ball. The unexpected medical bill. The catastrophic car repair. The busted home appliance. It happens, and the killer...

Published: April 24, 2017 by Guest Contributor

It should come as no surprise that reaching consumers on past-due accounts by traditional dialing methods is increasingly ineffective. The new alternative, of course,...

Published: April 19, 2017 by Guest Contributor

Investors and financial institutions continue to invest in fintech to help meet the dynamic expectations of consumers who want fast, easy and hassle-free access...

Published: April 13, 2017 by Guest Contributor

The U.S. Senate declared April to be Financial Literacy Month back in 2004. Fast forward 13 years and one has to question if we’ve...

Published: April 12, 2017 by Kerry Rivera

Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...

Published: March 20, 2017 by Guest Contributor

Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...

Published: March 10, 2017 by Kerry Rivera

Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...

Published: February 28, 2017 by Kerry Rivera

As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...

Published: February 13, 2017 by Kerry Rivera

Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...

Published: February 9, 2017 by Kerry Rivera

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Published: February 2, 2017 by Kelly Kent

Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...

Published: January 26, 2017 by Kerry Rivera

When you think of criteria for prescreen credit marketing, what comes to mind? Most people will immediately discuss the risk criteria used to ensure...

Published: January 19, 2017 by Kyle Matthies

As we enter 2017, it’s no surprise people are buying and selling online and using their mobile devices more than ever. At the close...

Published: January 17, 2017 by Guest Contributor

The holidays are behind us, the presents are unwrapped, resolutions have been made and may already be broken. For many, it’s the most depressing...

Published: January 10, 2017 by Guest Contributor

Using digital technology like a big bank How was your holiday? Are the chargebacks rolling in yet? It’s no secret – digital technology like...

Published: January 5, 2017 by Guest Contributor

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