By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...
By: Maria Moynihan Crime prevention and awareness techniques are changing and data, analytics and use of technology is making a difference. While law enforcement...
When I wrote about Host Card Emulationback in March, it provoked much debate around whether this capability will die on the cutting floor or...
In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...
By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....
Billions of dollars are being issued in fraudulent refunds at the state and federal level. Most of the fraud can be categorized around identity...
TL;DRRead within as to how Touch ID is made possible via ARM’s TrustZone/TEE, and why this matters in the context of the coming Apple’s...
By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...
Isis has had a slew of announcements – about an impending national rollout and further assertion by both Amex and Chase of their intent...
By: Maria Moynihan Government organizations that handle debt collection have similar business challenges regardless of agency focus and mission. Let’s face it, debtors can...
The desire to return to portfolio growth is a clear trend in mature credit markets, such as the US and Canada. Historically, credit unions...
There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....
Contact information such as phone numbers and addresses are fundamental to being able to reach a debtor, but knowing when to reach out to...
By: Joel Pruis Times are definitely different in the banking world today. Regulations, competition from other areas, specialized lenders, different lending methods resulting in...
By: Maria Moynihan Cybersecurity, identity management and fraud are common and prevalent challenges across both the public sector and private sector. Industries as diverse...