With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...
Gone are the days when validating scoring models was a thing you did when you got around to it. Besides that fact that the...
It comes as no surprise to anyone that cell phone usage continues to rise, while at the same time the usage of wire lines,...
Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...
I'm here in Vegas at the Mobile2020 conference and I am fascinated by my room key. This is not the usual “insert in to...
Part 2: Common myths about credit risk scores and how to educate consumers In light of what I’ve heard in the marketplace through the...
By: Kyle Aiman Let’s face it, debt collectors often get a bad rap. Sure, some of it is deserved, but the majority of the...
By: Mike Horrocks It has been over a year that in Zuccotti Park the Occupy Wall Street crowd made their voices heard. At the...
By: Maria Moynihan State and local governments responsible for growth may be missing out on an immediate and sizeable revenue opportunity if their data...
By: Teri Tassara Negative liquidity, or owing more on your home than its value, has become a much too common theme in the past...
What does the mortgage interest rate, currently at an all time low of 3.55% (for 30 yr. fixed), mean for financial institutions? According to...
By: Kyle Aiman For more than 20 years, creditors have been using scores in their lending operations. They use risk models such as the...
By: Uzma Aziz They say, “a bird in the hand is better than two in the bush” …and the same can be said about customers...
By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting. Over the years I...
Join us Sept 12-13 in New York City for the Finovate conference to check out the best new innovations in financial and banking technology...