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With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...

Published: December 4, 2012 by Alan Ikemura

Gone are the days when validating scoring models was a thing you did when you got around to it. Besides that fact that the...

Published: November 15, 2012 by Veronica Herrera

It comes as no surprise to anyone that cell phone usage continues to rise, while at the same time the usage of wire lines,...

Published: October 31, 2012 by Guest Contributor

Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...

Published: October 24, 2012 by Guest Contributor

I'm here in Vegas at the Mobile2020 conference and I am fascinated by my room key. This is not the usual “insert in to...

Published: October 21, 2012 by Cherian Abraham

Part 2:  Common myths about credit risk scores and how to educate consumers In light of what I’ve heard in the marketplace through the...

Published: October 15, 2012 by Paul Desaulniers

By: Kyle Aiman Let’s face it, debt collectors often get a bad rap.  Sure, some of it is deserved, but the majority of the...

Published: October 10, 2012 by Guest Contributor

By: Mike Horrocks It has been over a year that in Zuccotti Park the Occupy Wall Street crowd made their voices heard.  At the...

Published: October 4, 2012 by Guest Contributor

By: Maria Moynihan State and local governments responsible for growth may be missing out on an immediate and sizeable revenue opportunity if their data...

Published: October 3, 2012 by Guest Contributor

By: Teri Tassara Negative liquidity, or owing more on your home than its value, has become a much too common theme in the past...

Published: September 20, 2012 by Guest Contributor

What does the mortgage interest rate, currently at an all time low of 3.55% (for 30 yr. fixed), mean for financial institutions? According to...

Published: September 18, 2012 by Guest Contributor

By: Kyle Aiman For more than 20 years, creditors have been using scores in their lending operations.  They use risk models such as the...

Published: September 10, 2012 by Guest Contributor

By: Uzma Aziz They say, “a bird in the hand is better than two in the bush” …and the same can be said about customers...

Published: August 20, 2012 by Guest Contributor

By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting.  Over the years I...

Published: August 19, 2012 by Guest Contributor

Join us Sept 12-13 in New York City for the Finovate conference to check out the best new innovations in financial and banking technology...

Published: August 16, 2012 by Guest Contributor

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