Whenever an industry encounters problems, the natural tendency is to play the blame game. In the banking industry, credit risk managers are looking for...
By: Tom Hannagan In my last post, I addressed the need for banks to advance their management of risk to include the relationship between capital...
By: Tom Hannagan Much of the blame for the credit disaster of 2007 and 2008 has been laid at the risk management desks of...
For those of us that have been following the Red Flag Rules adoption for more than a year now, the recent arrival and passing...
We know that financial institutions are tightening their credit standards for lending. But we don’t necessarily know exactly how financial institutions are addressing portfolio risk...