Credit Lending
The credit card market is rapidly evolving, driven by technological advancements, economic volatility, and changing consumer behaviors. Our new...
We are squarely in the holiday shopping season. From the flurry of promotional emails to the endless shopping lists, there are many to-dos and...
The labor market has been a source of strength for the U.S. economy coming out of the pandemic, providing workers with stable employment and...
In this article...What is credit card fraud?Types of credit card fraudWhat is credit card fraud prevention and detection?How Experian® can help with card fraud...
While much of the economic data released this month remained steady, including continued downward progress in inflation and resilience in inflation-adjusted spending, June was...
In this article...What is fair lending?Understanding machine learning modelsThe pitfalls: bias and fairness in ML modelsFairness...
“Learn how to learn.” One of Zack Kass’, AI futurist and one of the keynote speakers at Vision 2024, takeaways readily embodies a sentiment...
With e-commerce booming and more transactions occurring online, the threat of chargeback fraud has never been more significant. In this article, we'll explore chargeback...
In the dynamic consumer credit landscape, understanding emerging trends is paramount for fintechs to thrive. Experian's latest fintech trends report provides deep insights into...
Open banking is revolutionizing the financial services industry by encouraging a shift from a closed model to one with greater transparency, competition, and innovation....
For lenders, first payment default (FPD) is more than just financial jargon; it's a crucial metric in assessing credit risk. This blog post will...
To say “yes” to consumers faster and more efficiently, financial institutions need flexible access to instant income and employment verification data. In an episode...