Credit Lending
Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...
Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...
Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit...
With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...
2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...
With the new year just days behind us, and as the uptick in holiday spending comes back down, debt consolidation will take precedence along...
What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...
The winter holiday festivities are underway, and when it comes to the local malls, the holiday spending spirit seems to have already been in...
Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...
Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...
In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...
This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...
There’s no shortage of buzz around fintechs shifting from marketplace challengers to industry collaborators. Regardless of fintech’s general reputation as market disruptors, a case...
Fintechs take on banks, technology, and finance as we know It. In the credit space, their reputation as a market disruptor precedes their definition. But...
Unsecured lending is increasing. And everyone wants in. Not only are the number of personal loans increasing, but the share of those loans originated...