Credit Lending
Alternative Data Shedding New Light on Consumers Why Investors Want Alternative Data Banks and Tech Firms Battle Over Something Akin to Gold: Your Data...
As we enter the holiday season, headlines abound around the shifts and trends in retail. How are consumers shopping? What are they buying online versus...
With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...
If someone asked you for stats on your retail card portfolio, would you respond with the number of accounts? Average spend per month? Or...
Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and...
We regularly hear from clients that charge-offs are increasing and they’re struggling to keep up with the credit loss. Many clients use the same...
School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....
There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...
The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...
Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving. But positive...
1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...
School’s out, and graduation brings excitement, anticipation and bills. Oh, boy, here come the student loans. Are graduates ready for the bills? Even before...
The State of Credit Unions 2017 In the financial services universe, there is no shortage of players battling for consumer attention and share of...
Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...