Credit Lending
This article was updated on March 12, 2024. The number of decisions that a business must make in the marketing space is on the...
This article was updated on March 11, 2024. As a lender, it’s important to understand a consumer’s credit behavior and whether it’s improving or...
This article was updated on March 7, 2024. Like so many government agencies, the U.S. military is a source of many acronyms. Okay, maybe...
This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...
This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...
This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...
Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...
As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...
This article was updated on February 13, 2024. Traditional credit data has long been a reliable source for measuring consumers’ creditworthiness. While that’s not...
This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...
This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...
This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...
This article was updated on January 23, 2024. Sometimes you have to break from tradition and look to modern solutions to address modern problems....
In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...
While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....