Credit Lending
The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...
Using digital technology like a big bank How was your holiday? Are the chargebacks rolling in yet? It’s no secret – digital technology like...
Experian shares five trends and twists coming over the next 12 months, that could push new boundaries and in many cases improve the customer...
You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...
Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...
Technology sharing can unlock a more effective strategy in fighting fraud. Experian’s multi-layered and risk-based approach to fraud management is discussed as many businesses...
Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...
Happy holidays! It’s the holiday season and a festive time of year. Colorful lights, comfort food and holiday songs – all of these things...
Which part of the country has bragging rights when it comes to sporting the best consumer credit scores? Drum roll please … Honors go...
2017 data breach landscape Experian Data Breach Resolution releases its fourth annual Data Breach Industry Forecast report with five key predictions What will the...
How will the FinCEN revisions impact your business? (Part 2) I recently discussed the new FinCEN requirements to Customer Due Diligence. This time, I’d...
In order to compete for consumers and to enable lender growth, creating operational efficiencies such as automated decisioning is a must. Unfortunately, somewhere along...
Reinventing Identity for the Digital Age Electronic Signature & Records Association (ESRA) conference I recently had the opportunity to speak at the Electronic Signature...
How will the FinCEN revisions impact your business? (Part 1) Some recently published FinCEN revisions and advisories are causing a stir. First, let’s look at...
Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...