Credit Lending
The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...
Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...
Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...
As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...
Experian defines how businesses should approach Identity Relationship Management for identity and devices to enable better fraud protection through our latest perspective paper, The...
Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...
Fraudsters invited into bank branches The days of sending an invitation in the mail have for the most part gone by the wayside. Aside...
Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScore® credit scores drop to sub-prime levels after...
Experian estimates card-to-card consumer balance transfer activity to be between $35 and $40 billion a year, representing a sizeable opportunity for proactive lenders seeking...
The pendulum has swung again. The great recession brought a glacial freeze to access to capital. The thaw brought rapid, frictionless underwriting with an...
As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...
A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...
All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...
His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...
According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...