Credit Lending

Companies are facing incredible difficulties identifying fraud risks at the point of origination. Setting up accurate fraud detection processes has become more and more...

Published: August 7, 2014 by David Britton

By: Mike Horrocks As summer comes to end, so does the summer reading list but if you are still trying to get one in,...

Published: August 7, 2014 by Guest Contributor

At Experian, we frequently get asked by clients how they can get bigger mailing list that open new markets and reach more people. But...

Published: August 5, 2014 by Veronica Herrera

By: Teri Tassara “Do more with less” is a pervasive and familiar mantra nowadays as lenders seek to make smarter and more precise lending...

Published: August 4, 2014 by Guest Contributor

Residential real estate lending was the leading component of the Great Recession of 2007-2009. Could it happen again? Let’s analyze our Intelliview data to...

Published: July 11, 2014 by Guest Contributor

Are you sure you are making the best consumer credit decisions? Given the constantly evolving market conditions, it is a challenge to keep informed. In...

Published: July 10, 2014 by Guest Contributor

By: Mike Horrocks Living just outside of Indianapolis, I can tell you that the month of May is all about “The Greatest Spectacle in...

Published: June 7, 2014 by Guest Contributor

Julie Conroy – Research Director, Aite Group Finding patterns indicative of money laundering and other financial crimes is akin to searching for a needle in...

Published: May 9, 2014 by Guest Contributor

As we discussed in our earlier Heartbleed post, there are several new vulnerabilities online and in the mobile space increasing the challenges that security...

Published: May 5, 2014 by Guest Contributor

The discovery of Heartbleed earlier this year uncovered a large-scale threat that exploits security vulnerability in OpenSSL posing a serious security concern.This liability gave...

Published: May 2, 2014 by Guest Contributor

Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...

Published: February 20, 2014 by Cherian Abraham

By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...

Published: February 10, 2014 by Guest Contributor

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...

Published: November 4, 2013 by Cherian Abraham

By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....

Published: October 18, 2013 by Guest Contributor