Credit Lending
TL;DRRead within as to how Touch ID is made possible via ARM’s TrustZone/TEE, and why this matters in the context of the coming Apple’s...
By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...
By: Joel Pruis As we go through the economic seasons, we need to remember to reassess our strategy. While we use data as the...
If you're looking to implement and deploy a knowledge-based authentication (KBA) solution in your application process for your online and mobile customer acquisition channels...
There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....
By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...
By: Joel Pruis I am going to take some liberties here. Nowhere in the movie Moneyball does Peter Brand tell us how he got...
By: Joel Pruis What is it we as bankers are trying to accomplish? If you have been in the industry for 20+ years, this...
By: Joel Pruis Times are definitely different in the banking world today. Regulations, competition from other areas, specialized lenders, different lending methods resulting in...
By: Maria Moynihan Cybersecurity, identity management and fraud are common and prevalent challenges across both the public sector and private sector. Industries as diverse...
By: Maria Moynihan State and Federal agencies are tasked with overseeing the integration of new Health Insurance Exchanges and with that responsibility, comes the...
Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...
Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...
First, it aims to drastically reduce payment acceptance costs through any and all means and Secondly – keep merchant data firmly within their purview....
By: Maria Moynihan Fact: In fiscal year 2011, the federal government allocated ~$608M to investigate and prosecute cases of alleged fraud in health care...