Credit Lending
In my last two posts on bankcard and auto originations, I provided evidence as to why lenders have reason to feel optimistic about their...
If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...
Part II: Where are Models Most Needed Now in Mortgages? (Click here if you missed Part I of this post.) By: John Straka A...
By: Joel Pruis One might consider this topic redundant to the last submission around application requirements and that assessment would be partially true. As...
Part I: Types and Complexity of Models, and Unobservable or Omitted Variables or Relationships By: John Straka Since the financial crisis, it’s not unusual...
By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...
For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...
By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...
As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...
By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...
By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...
By: Joel Pruis Part I – New Application Volume and the Business Banker: Generating small business or business banking applications may be one of...
By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving. The yams, cranberries, and pumpkin pies were...
By: Mike Horrocks Have you ever been struck by a turtle or even better burnt by water skies that were on fire? If you...
By: Kari Michel The way medical debts are treated in scores may change with the introduction of June 2011, Medical Debt Responsibility Act. The Medical Debt...