Credit Lending
By: Kari Michel Bankruptcies continue to rise and are expected to exceed 1.4 million by the end of this year, according to American Bankruptcy...
By: Wendy Greenawalt In my last blog post I discussed the value of leveraging optimization within your collections strategy. Next, I would like to...
By: Kari Michel This blog completes my discussion on monitoring new account decisions with a final focus: scorecard monitoring and performance. It is imperative...
By: Kari Michel This blog is a continuation of my previous discussion about monitoring your new account acquisition decisions with a focus on decision management....
By: Tracy Bremmer In our last blog (July 30), we covered the first three stages of model development which are necessary whether developing a...
By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...
By: Wendy Greenawalt When consulting with lenders, we are frequently asked what credit attributes are most predictive and valuable when developing models and scorecards....
By: Tracy Bremmer Preheat the oven to 350 degrees. Grease the bottom of your pan. Mix all of your ingredients until combined. Pour mixture...
By: Kari Michel In my last blog I gave an overview of monitoring reports for new account acquisition decisions listing three main categories that...
Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...
In recent months, the topics of stress-testing and loss forecasting have been at the forefront of the international media and, more importantly, at the...
By: Kari Michel Are you using scores to make new applicant decisions? Scoring models need to be monitored regularly to ensure a sound and successful...
By: Tracy Bremmer It’s not really all about the credit score. Now don’t get me wrong, a credit score is a very important tool...
— By Kari Michel What is your credit risk score? Is it 300, 700, 900 or something in between? In order to understand what...
The debate continues in the banking industry — Do we push the loan authority to the field or do we centralize it (particularly when...