Data & Analytics
Do you know where your customers stand? Not literally, of course, but do you know how recent macroeconomic changes and their personal circumstances are...
How can lenders ensure they’re making the most accurate and fair lending decisions? The answer lies in consistent model validations. What are model validations?...
In today’s data-driven business landscape, leveraging advanced targeting techniques is crucial for effective consumer engagement, particularly in the financial services sector. Prescreen targeting solutions...
In the lending world, making precise underwriting decisions is key to minimizing risks and optimizing returns. One valuable yet often overlooked technique that can...
Voter registration lists are the backbone of our democratic process. However, maintaining accurate and up-to-date lists is a challenge that election agencies constantly face....
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
Gen Z, or “Zoomers,” born from 1997 to 2012, are molded by modern transformations. They have witnessed events from post-9/11 impacts to the rise...
This post was originally published on our Global Insights Blog. As credit card issuers grow, the size of their customer base expands, bringing both opportunities...
Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...
This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...
Open banking has been leveraged for years in the U.S. The anticipated U.S. regulation under section 1033 of the Dodd-Frank Act, combined with the...
Finding a balance between providing secure financial services and user-friendly experiences is no easy task. One of the biggest hurdles? Ensuring identity authentication is...
Rising balances and delinquency rates are causing lenders to proactively minimize credit risk through pre-delinquency treatments. However, the success of these types of account management...
As the financial sector continues to embrace technological innovations, machine learning models are becoming indispensable tools for credit decisioning. These models offer enhanced efficiency...
In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the misconceptions associated with verifications...