Data & Analytics
Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...
What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...
Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...
Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...
The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...
Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...
“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...
Experian’s 38th annual Vision Conference kicks off on Sunday, May 5 in San Antonio, Texas. The sold-out thought leadership conference, is known for driving...
Do more with less. Once the mantra of the life-hacking movement, it seems to be the charge given to marketers across the globe. Reduce...
If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...
Earlier this month, Experian joined the nation’s largest community of online lenders at LendIt Fintech USA 2019 in San Francisco, CA to show over...
At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...
The lending market has seen a significant shift from traditional financial institutions to fintech companies providing alternative business lending. Fintech companies are changing the...
There’s recently been a significant amount of discussion about the stability of the automotive finance industry. Many fear the increase in the volume of...
Although half of businesses globally report an increase in fraud management over the past 12 months, many still experience fraud losses and attacks. To...